Articles
Insurance explained in the words people actually use. Auto, health, and Medicare, written for the person holding the renewal notice.
Auto
How to Read Your Auto Insurance Declarations Page
It arrives every six months, it is one page long, and almost nobody reads it. It is also the only document that says what you are actually covered for.
How Insurance Works
Deductible or Premium: The Trade You Are Actually Making
A lower deductible feels safer. Whether it is worth what it costs is arithmetic, and the arithmetic is not hard.
Health
An Open Enrollment Checklist That Takes One Evening
Most people re-enroll in the same plan because the window closed before they got around to comparing. Here is a version of the job that fits in one sitting.
Medicare
Medicare Advantage or Original Medicare With a Supplement
This is the single biggest decision in Medicare, and one direction is much easier to reverse than the other.
Auto
Why Your Car Insurance Went Up When Nothing Changed
No accidents, no tickets, same car, higher bill. There are real reasons for this, and some of them you can act on.
Prefer it as one document?
Our free guide, The Plain English Insurance Shopper, collects the worksheets and checklists from these articles into a single guide you can print.